Senior Trading Credit Risk Analyst (Margin & Options)

Location: Dallas, TX, United States

Salary: $79,000–$107,000 USD annually

Company

hirify.global is building an AI platform for wealth professionals and partnering with financial advisors to improve wealth management.

What you will do

• Perform daily margin risk surveillance in Stream Credit Monitor, validating margin requirements, calls, exceptions, debit balances, and liquidation thresholds.
• Monitor concentration, liquidity, volatility, intraday exposure, stress scenarios, and downside risk across margin accounts.
• Coordinate with the Trade Desk on liquidations and apply collateral treatment rules, including fixed-income haircuts.
• Review expiration-day and in-the-money options exposure, identifying uncovered positions and assignment or exercise risks.
• Support monitoring of OCC margin outputs, STANS, spread files, KRI tracking, recurring risk reporting, and audit documentation.
• Provide testing and operational feedback to Product and Engineering while identifying surveillance steps suitable for automation and AI tooling.

Requirements

• 2+ years of experience in margin, credit risk, or brokerage risk operations at a broker-dealer, clearing firm, or custodian.
• Hands-on experience with margin calls, debit balances, credit monitoring, exception reports, and time-sensitive workflows.
• Working knowledge of Regulation T, FINRA Rules 4210 and 2360, maintenance margin, PDT rules, and basic options mechanics.
• Experience with FIS Phase 3, Stream Credit Monitor, or similar credit systems; familiarity with Sterling or comparable OMS and risk tools.
• Strong Excel skills; SQL or Python experience is beneficial.
• FINRA Series 7 and Series 63 are required; Series 57 or willingness to obtain it is beneficial.

Nice to have

• Series 4 license.
• Series 57 license or willingness to obtain it.
• Experience with SQL or Python and Sterling risk tools.

Culture & Benefits

• Values emphasize kindness, humility, accountability, healthy debate, adaptability, and persistence.
• Premium HMO and PPO healthcare, dental, and vision insurance.
• 401(k) savings plan with a 4% match and immediate vesting.
• Sixteen weeks of paid parental leave after one year of employment.
• Professional development support, employee mobility opportunities, and an annual learning and development budget.
• One-month work-from-anywhere policy, except for a few countries, plus company discounts and financial guidance services.