Director (Senior Credit Officer) - Insurance - Financial Institutions

Location: Hybrid role based in London, Birmingham, or Edinburgh, United Kingdom

Company

hirify.global is building and delivering financial services as part of its North Star strategy.

What you will do

• Manage a portfolio of insurance relationships covering life, non-life, reinsurance, Lloyd’s of London, and insurance brokers.
• Independently assess, approve, and manage credit risk, including lending, trading limits, internal ratings, and complex transactions.
• Develop insurance sector strategy, risk appetite, mandates, policies, and portfolio management practices.
• Advise and challenge senior stakeholders across Coverage, Product, Risk, and Credit functions on sector risk and transaction structuring.
• Support senior governance forums, act as an insurance risk subject matter expert, and deputise for the Sector Head when required.
• Improve data quality, controls, management information, credit processes, and governance.

Requirements

• Significant experience in insurance credit risk management within 1LOD and/or 2LOD environments.
• Extensive experience in credit underwriting, transaction structuring, delegated credit approval, and portfolio management.
• Deep knowledge of insurance and Lloyd’s of London structures, lending and traded products, counterparty credit risk, legal documentation, and regulatory frameworks.
• Strong numerical analysis, organisation, communication, influencing, negotiation, and senior stakeholder management skills.
• Experience leading, coaching, and upskilling colleagues while driving strategic outcomes.
• Bachelor’s degree in Finance, Economics, Accounting, Mathematics, or a related discipline, or equivalent experience.

Nice to have

• Professional qualification such as CFA, ACA, ACCA, FRM, or equivalent.
• Formal credit and insurance sector training.
• Previous experience in a senior Credit, Underwriting, Portfolio Management, or Coverage role.

Culture & Benefits

• Pension contribution of up to 15%.
• Annual performance-related bonus and share schemes, including free shares.
• 30 days’ holiday plus bank holidays.
• Adaptable lifestyle benefits, including discounted shopping.
• Wellbeing initiatives and generous parental leave policies.
• Inclusive workplace with reasonable adjustments available during recruitment.