3 дня назад
Director, Credit Risk & Analytics (Auto Finance)
148 100 - 237 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Director, Credit Risk & Analytics (Auto Finance): Leading credit policy, consumer pricing, fraud, decisioning, and analytical capabilities for an auto lending business with an accent on risk-adjusted returns, alternative data, and executive decision support. Focus on building forecast models, evolving decisioning and data infrastructure, and developing high-performing analytical leaders.
Location: Kennesaw, Georgia; onsite four days per week. Applicants must be currently authorized to work full-time in the United States. Visa sponsorship is not available for this role.
Annual salary: $148,100–$237,000, with potential bonus and equity eligibility.
Company
operates the nation's largest used-car retail business, with Auto Finance providing transparent vehicle financing across the credit spectrum.
What you will do
- Set originations strategy across credit policy, consumer pricing, fraud, and decisioning.
- Evolve lending capabilities through technology, alternative data, and analytics.
- Develop forecast models and own P&L responsibilities while steering the business through changing conditions.
- Build and lead an analytical organization, including hiring talent and developing manager-level leaders.
- Provide data-grounded recommendations to Auto Finance and senior leadership.
Requirements
- Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; a master's degree is preferred.
- 8–10 years of credit policy or credit risk management experience across multiple functions or products.
- Experience managing analysts and managerial staff, with strong knowledge of financial services preferred.
- Ability to design and manipulate complex mathematical models, analyze complex data, and translate findings into business recommendations.
- Ability to turn ambiguous business objectives into concrete analytical tasks and lead teams to execute them systematically.
- Ability to inspire and lead analytical teams in designing and executing business strategies.
Nice to have
- Advanced degree in engineering, mathematics, statistics, operations research, economics, physics, or another quantitative discipline.
- Leadership experience in auto finance, consumer lending, or fintech.
- Hands-on experience with machine learning and alternative data in lending.
- Working proficiency in SQL, Python, or R and modern data and BI tools such as Snowflake and Tableau.
Culture & Benefits
- High-integrity, transparent approach to automotive retail and financing.
- Training and career development opportunities.
- Paid sick, vacation, holiday, bereavement, and other eligible time away.
- Full-time associate benefits and reasonable accommodation support.
- Commitment to diversity and equal employment opportunity.
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