Check Fraud Detection Analyst

Location: Troy, MI 48098, United States; onsite

Salary: $19.34–$31.22 per hour

Company

hirify.global provides banking services and works to protect customer assets through fraud prevention and risk controls.

What you will do

• Review daily fraud detection reports, investigate suspicious transactions, and identify potential fraud.
• Make real-time, risk-based decisions on transaction clearance, extended holds, account flags, and service restrictions.
• Monitor, document, and resolve fraud alerts and cases in line with internal procedures.
• Verify transactions submitted through Zelle, external transfers, mobile deposit, and bill pay by contacting customers.
• Support branches, customers, internal departments, and vendors with fraud-related inquiries and case resolution.
• Track fraud metrics, participate in trend discussions, and contribute to detection strategy and system enhancements.

Requirements

• High school diploma, GED, HiSET, TASC, or foreign equivalent.
• At least 3 years of experience in a fraud-related role.
• In-depth knowledge of check fraud schemes, including forged, counterfeit, altered, kited, washed, and remotely deposited checks, third-party fraud, and fraudulent endorsements.
• Understanding of fraud typologies, mitigation strategies, escalation protocols, Regulation CC, Uniform Commercial Code Articles 3 and 4, and Regulation E.
• Proficiency with Microsoft Office, fraud monitoring tools, banking platforms, and navigating multiple systems accurately.
• Strong analytical, communication, prioritization, confidentiality, and critical-thinking skills.

Culture & Benefits

• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Work supporting secure and trustworthy banking services.
• Physical activity may include standing, sitting, walking, driving, and infrequent lifting.