Credit Products Analyst I (Commercial Credit)

Location: Onsite in Beverly Hills, CA 90212

Salary: $47,007–$79,484 per year

Company

hirify.global provides commercial and private banking services, including lending and credit products.

What you will do

• Spread financial statements, assess trends, generate risk ratings, and perform ongoing credit due diligence.
• Monitor covenant compliance, borrowing base reports, and commercial loan portfolios.
• Support new loan and modification structuring alongside Credit Products Specialists.
• Prepare credit approval memoranda, market analysis, and collateral analysis.
• Order and review appraisals, environmental reports, credit reports, and other due diligence materials.
• Contribute to credit policy updates, workflow improvements, training, and special projects.

Requirements

• Undergraduate degree in Finance, Accounting, Economics, or a related discipline.
• At least 1 year of relevant experience.
• Basic understanding of financial statements and commercial credit risk fundamentals.
• Ability to interpret financial data, identify trends, assess risk, and maintain accurate reporting.
• Proficiency in Microsoft Excel, including spreadsheets and basic financial modeling, plus Word and PowerPoint.
• Strong written and verbal communication, collaboration, organization, and learning agility.

Culture & Benefits

• Participation in credit training, deal screen meetings, and mentoring opportunities.
• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Work is subject to applicable federal, state, and local banking regulations and compliance standards.