Credit Analyst II - Private Banking (Commercial Credit)

Location: Hicksville, New York, United States

Salary: $58,176–$95,799 per year

Company

hirify.global is a banking organization providing commercial and private banking services.

What you will do

• Spread financial statements, assess trends, generate risk ratings, and prepare supporting analyses.
• Monitor covenant compliance, borrowing base reports, and ongoing credit due diligence.
• Conduct annual and periodic commercial loan portfolio reviews.
• Support Credit Products Specialists with loan structuring, modifications, and credit approval memoranda.
• Prepare market and collateral analyses and review appraisals, environmental reports, and credit reports.
• Help update credit policies, improve analysis workflows, and complete special projects.

Requirements

• Undergraduate degree or equivalent in Finance, Accounting, Economics, or a related discipline.
• At least 1 year of relevant experience.
• Basic understanding of financial statements and credit risk fundamentals.
• Ability to interpret financial data, identify trends, assess risks, and maintain accurate reporting.
• Proficiency in Microsoft Excel, Word, and PowerPoint, including spreadsheets and basic financial modeling.
• Strong written and verbal communication, collaboration, organization, and stakeholder relationship-building skills.

Culture & Benefits

• Access to medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Participation in credit training, deal screen meetings, mentoring, and professional development opportunities.
• Equal opportunity employment and required regulatory compliance training.