Senior Manager, CBR & FCRA Risk Governance (Fintech)

Location: Not specified; US consumer-lending and regulatory context indicated

Salary: $140,000–$155,000 base salary annually, plus stock options and benefits

Company

hirify.global provides technology and financial products that connect dealerships with high-intent buyers and support loan servicing for merchants and consumers.

What you will do

• Own credit reporting policies, procedures, workflows, and process mappings as the subject matter expert on CDIA, Metro 2, FCRA, and Reg V.
• Direct monthly Metro 2 file creation, data-quality scrubbing, auditing, and submissions to all four major Credit Reporting Agencies.
• Oversee credit bureau dispute management, lifecycle tracking, complaint alignment, and resolution of furnishing exceptions.
• Lead system checks and root cause analysis to identify and correct data furnishing errors before reporting.
• Manage, coach, and develop Dispute Analysts while overseeing KPIs, response SLAs, and QA audits.
• Partner with Legal, Risk, Operations, and Engineering on automation, system enhancements, scalable controls, and continuous process improvement.

Requirements

• Bachelor’s degree and 7+ years of professional experience in a consumer-lending organization leading an FCRA/Metro 2 function.
• 5+ years in a supervisory or leadership role managing requirements for monthly FCRA file transmission.
• Experience with FCRA compliance, credit bureau disputes, enterprise process management, and eOscar.
• Knowledge of ECOA, TCPA, FCRA, TILA, UDAAP, FDCPA, and other consumer financial regulations.
• Understanding of consumer-loan underwriting, servicing, collections, vendor relations, and major CRAs.
• Experience analyzing large datasets, understanding software development concepts, and using LoanPro.

Culture & Benefits

• Medical, dental, and vision health plans.
• Flexible time off and generous parental leave.
• 401(k) retirement plan with company match.
• Educational assistance and tuition reimbursement up to $3,000 per year.
• Life insurance, disability coverage, ancillary insurance, wellness benefits, and a recreational safety benefit.