Personal Lines High Net Worth Client Advisor (High Net Worth Insurance)

Location: Waterford, Michigan, United States; hybrid role with on-site presence required

Company

hirify.global is a global fintech and insurance services company providing customized insurance, reinsurance, payroll, benefits, cybersecurity, and mortgage solutions.

What you will do

• Develop and execute lead-generation plans through cold calls, referrals, industry events, markets, and LinkedIn.
• Conduct discovery meetings and use consultative-selling techniques to identify client needs and present tailored insurance solutions.
• Manage a book of complex high-net-worth personal insurance accounts as the primary client contact.
• Coordinate onboarding, including risk assessments, data collection, property inspections, and coverage strategy.
• Prepare, re-market, and negotiate renewals and new business with high-net-worth carriers.
• Analyze complex exposures involving multi-state homes, high-value autos, valuable articles, domestic employees, trusts, LLCs, and family offices.

Requirements

• 3–5+ years of experience in Personal Lines insurance, preferably with high-net-worth client exposure.
• Strong understanding of high-value home, auto, umbrella, and valuables insurance.
• Current Property & Casualty insurance license.
• Bachelor’s degree in business or a related field, or an equivalent combination of education and experience.
• Strong sales, relationship-building, communication, organizational, computer, and Microsoft Office skills.
• Ability to work professionally in virtual and in-person environments and pursue a professional designation.

Nice to have

• Experience with high-net-worth carriers such as Chubb, PURE, AIG PCG, Vault, Cincinnati, or Berkley One.
• Experience managing accounts involving trusts, LLCs, and multi-state households.
• Knowledge of catastrophe exposure, mitigation recommendations, risk consulting, mitigation vendors, and inspection requirements.

Culture & Benefits

• Supported initial training and validation period with a progressive commission structure.
• Uncapped earnings potential after full validation, with compensation tied to productivity and results.
• Paid vacation, holidays, sick time, maternity leave, and paternity leave.
• Medical, dental, vision, life, disability, EAP, and wellness benefits.
• 401(k) with company match, HSA, FSA, commuter benefits, and career development opportunities.