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4 часа назад

Data Scientist (Fintech)

Формат работы
hybrid
Тип работы
fulltime
Грейд
middle
Английский
b2
Страна
UK/Spain
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Data Scientist (Fintech): Building and iterating a credit risk model for the Spanish market with an accent on local data provider integration, credit decisioning, and portfolio performance analytics. Focus on adapting machine learning models across markets, designing reporting infrastructure, and translating complex data insights into financial product strategy.

Location: Madrid, Spain; hybrid work

Company

hirify.global is a fintech company using AI and Open Banking data to provide fair, affordable personal finance and consumer lending.

What you will do

  • Build and develop the credit risk model for the Spanish market from initial development through ongoing iteration and performance monitoring.
  • Evaluate, select, and integrate local bureau, Open Banking, and alternative data providers for credit decisioning.
  • Design dashboards, metrics, and analytics infrastructure for portfolio performance, risk, and affordability reporting.
  • Adapt the Render platform to the Spanish market in collaboration with the London-based data science team.
  • Translate data insights into product strategy and growth initiatives with product, finance, collections, underwriting, and credit risk stakeholders.
  • Track developments in AI, machine learning, and fintech to support innovation.

Requirements

  • Master's or Ph.D. in Data Science, Machine Learning, Statistics, or a related field.
  • 3+ years of experience in a data science role.
  • Strong Python and SQL skills with experience working directly with large datasets.
  • Strong background in statistical modelling, machine learning algorithms, and data mining.
  • Excellent communication skills in English and Spanish are required for cross-functional collaboration.
  • Ability to explain complex data insights to technical and non-technical stakeholders and work effectively in a fast-paced environment.

Nice to have

  • Credit risk or finance experience.
  • Experience with AWS.

Culture & Benefits

  • Work in a growing fintech expanding into new markets and product lines.
  • Collaborate with data science, credit risk, product, finance, collections, underwriting, and country teams.
  • Contribute directly to a technology platform used across multiple products and geographies.
  • Support the development of fairer financial inclusion and access to credit.

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