GMF Sr Credit Analyst I - Zone A

Location: Sugar Land, Texas, United States (Hybrid)

Company

hirify.global provides automotive financing and credit services.

What you will do

• Research and analyze credit data to assess risk and determine whether to approve or deny customer credit applications.
• Capture automotive finance contracts that meet profitability, pricing, and performance criteria.
• Build and manage productive relationships with automobile dealers, including negotiating and conducting joint dealer calls.
• Administer inbound applications and phone calls, perform outbound dealer telemarketing, and maintain acceptable service levels across queues.
• Ensure complete deal documentation and compliance with company policies and state and federal regulations.
• Coordinate with branch offices and other departments to maximize operational efficiency.

Requirements

• 2–3 years of relevant experience preferred.
• High school diploma or equivalent required.
• Knowledge of consumer finance, credit and funding processes, indirect retail auto financing, and retail automobile finance documentation.
• Excellent credit underwriting, analytical, problem-solving, communication, customer relations, sales, and negotiation skills.
• Ability to work under pressure, multitask, and make decisions in a fast-paced environment.
• Knowledge of applicable state and federal credit laws, regulations, and compliance requirements.

Nice to have

• Bachelor’s degree in a related field.

Culture & Benefits

• Full-time hybrid work schedule.
• Collaboration with company departments, automobile dealers, and other finance and credit sources.
• Work within established credit authority, company policies, and regulatory standards.