Risk Manager Risk Manager (Fintech)

Location: Vilnius, Lithuania; fully remote

Company

hirify.global's client is a Latvia-based fintech startup operating in stealth mode within an international holding group and building a modern acquiring business with direct Visa and Mastercard membership.

What you will do

• Conduct risk-based due diligence and onboarding for e-commerce merchants.
• Assess merchants against Visa and Mastercard scheme rules, MCC classifications, and internal risk policies.
• Monitor merchant activity, transaction trends, and compliance with card scheme thresholds.
• Investigate suspicious merchant activity and implement risk mitigation measures.
• Perform ongoing merchant risk reviews and support AML-related monitoring.
• Assist with enterprise risk assessments, risk projects, process improvements, and reporting for senior management.

Requirements

• At least 1 year of experience in risk, underwriting, merchant onboarding, or fraud-related work.
• Practical understanding of card scheme rules, MCC classifications, and merchant risk monitoring.
• Basic knowledge of AML/CTF principles and the ability to identify and escalate red flags.
• Familiarity with Visa and Mastercard risk programs and reporting processes.
• Experience with enterprise risk assessment frameworks or risk register maintenance, preferably in fintech.
• English at C1 level and Russian at C1 level required.

Culture & Benefits

• Fully remote work.
• Competitive salary aligned with experience.
• Fast-track career growth with potential progression to Risk Director.
• Collaborative and transparent team culture.
• Social benefits and recognition of personal milestones and achievements.