Product Lead (Fintech)

Location: Mexico; flexible work from the office with relocation support for the employee and family.

Company

hirify.global is building Plata Empresa, a banking ecosystem for small and medium-sized businesses with accounts, cards, deposits, payments, acquiring, and credit products.

What you will do

• Own the strategy, P&L, launch priorities, unit economics, and performance of the SME credit portfolio.
• Lead and develop Product Managers responsible for individual credit products.
• Launch and scale business credit cards, overdrafts, factoring, and working capital financing.
• Define credit strategy with Risk, including scoring models, credit limits, delinquency stages, and provisioning.
• Design automated end-to-end credit journeys covering origination, signing, disbursement, servicing, repayments, and collections.
• Work with Legal, Compliance, Engineering, Analytics, Sales, Operations, and Risk to deliver regulatory-compliant products and manage portfolio metrics.

Requirements

• 6+ years of Product Management experience in fintech or banking, including 3+ years with SME or B2B credit products.
• Experience launching credit products from scratch and managing an existing credit portfolio.
• Strong understanding of the full credit lifecycle, credit product economics, P&L, pricing, cost of risk, and provisioning.
• Experience with credit risk management, scoring models, limit policies, and vintage analysis.
• Experience leading Product Managers or owning multiple product areas.
• English at B2 level or higher is required.

Nice to have

• Knowledge of the Mexican financial and regulatory environment, including CNBV, SAT, SPEI, and CFDI.
• Hands-on experience with SQL or Python.
• Spanish language skills.

Culture & Benefits

• Innovative, high-tech environment focused on challenging incumbent financial models.
• Open feedback, transparent communication, and collaborative teamwork.
• Healthcare coverage.
• Education budget for language lessons, professional training, and certifications.
• Wellness budget for mental health and fitness reimbursements.
• 20 days of annual leave and paid sick leave.