Fraud Prevention Specialist (Fintech)

TL;DR

Fraud Prevention Specialist (SQL/Fintech): Building and operating fraud detection analysis and real-time prevention controls for a cross-border payments ecosystem with an accent on SQL investigation, fraud-pattern discovery, and rule performance. Focus on containing active attacks, balancing fraud capture against false positives, and translating complex findings into production decisions.

Location: Currently remote, with a planned hybrid hub strategy in Bogotá, Mexico City, Guadalajara, Buenos Aires, Rio de Janeiro, or São Paulo.

Company

hirify.global is a fintech company building an AI-powered WhatsApp remittance platform for Latin immigrants in the United States, using AI, blockchain, and stablecoins for cross-border payments.

What you will do

• Analyze suspicious activity to identify fraud patterns, coordinated attacks, fraud rings, mule networks, and account takeovers.
• Build and maintain complex SQL queries across unfamiliar schemas, products, channels, and time windows.
• Design, test, deploy, and tune real-time fraud detection and containment rules.
• Monitor chargeback, approval, false-positive, and loss metrics, adjusting controls as attacker behavior changes.
• Partner with Fraud Strategy, Data, ML, Product, Operations, and Investigations to improve prevention coverage and workflows.
• Present actionable recommendations to technical and non-technical stakeholders, including leadership.

Requirements

• High proficiency in SQL and the ability to extract insights under time pressure.
• Experience identifying fraud patterns, preferably in fintech, payments, or remittances.
• Practical knowledge of fraud controls, rule logic, thresholds, precision, recall, and false-positive costs.
• Experience owning or tuning production fraud rules in a real-time decisioning environment.
• Familiarity with risk platforms, vendor signals, chargebacks, disputes, ML-assisted fraud scoring, and model or rule governance.
• Advanced or fluent Spanish and English required. Strong communication and independent problem-solving skills are also expected.

Nice to have

• Knowledge of AI tools that improve fraud investigation workflows.
• Experience improving investigator self-service access and data tooling.

Culture & Benefits

• Remote work environment with a planned transition toward a hybrid, hub-centric model.
• Initial stock options grant and annual performance bonus.
• Health, dental, and vision plans.
• Unlimited PTO and paid parental leave.
• Continuous learning and growth opportunities in an entrepreneurial environment.