Money Laundering Reporting Officer (Fintech)

TL;DR

Money Laundering Reporting Officer (Fintech): Owning the AML/CTF program and compliance oversight for Billhop AB as the primary contact for the Swedish Financial Intelligence Unit and Finansinspektionen with an accent on regulatory reporting and risk management. Focus on managing supervisory correspondence, filing STRs, and evolving risk assessments to protect the Swedish entity from financial crime.

Location: Remote (Must be based in Sweden). Relocation support to NYC or SF available.

Salary: SEK 836,400 – 1,131,600 + Equity

Company

Ramp is building smart infrastructure for finance teams to automate transaction flows, risk flagging, and spend categorization.

What you will do

• Serve as the MLRO/Centralt funktionsansvarig with independent authority over AML/CTF program design and execution.
• Act as the primary regulatory contact with Finansinspektionen (FI), managing correspondence and reporting.
• Evaluate and file Suspicious Transaction Reports (STRs) to the Swedish Financial Intelligence Unit.
• Provide final sign-off on high-risk onboarding, transaction monitoring escalations, and sanctions alerts.
• Deliver the annual AML/CTF training program for local board members, management, and operational teams.
• Maintain and evolve the AML/CTF risk assessment, policies, and procedures.

Requirements

• 8+ years of financial services experience in compliance or AML, preferably in fintech.
• Native or fluent Swedish and fluent English (non-negotiable).
• Demonstrated experience leveraging AI to build and scale AML programs.
• Deep working knowledge of Finansinspektionen's supervisory expectations.
• Significant senior-level AML advisory or deputy compliance experience at a Swedish-regulated entity.
• Direct experience interfacing with regulators and bank partners.

Nice to have

• Experience with license applications or upgrades.
• Prior cross-border or group compliance structure experience.

Culture & Benefits

• Comprehensive medical, dental, and vision insurance coverage.
• Retirement plans with employer matching (401k, RRSP, or Swedish pension).
• Flexible PTO and budget for intra-office travel.
• Parental leave up to 16 weeks at 100% pay.
• Centralized home-office equipment ordering and health/wellness stipends.