Fraud Strategy Specialist (Fintech)

TL;DR

Fraud Strategy Specialist (Fintech): Managing fraud performance across payment rails and instruments with an accent on product-based controls and data-driven decisioning. Focus on designing friction-optimized authentication flows, analyzing complex payment mechanics, and partnering with product teams to scale growth securely.

Location: Remote, with a transition to a hybrid model in hubs including Mexico City, Guadalajara, Bogotá, Buenos Aires, Rio de Janeiro, and São Paulo.

Company

A hyper-growth fintech startup revolutionizing remittances for Latin immigrants in the U.S. through an AI-powered WhatsApp chatbot.

What you will do

• Own fraud performance for payment instruments including cards, ACH, and digital wallets.
• Diagnose fraud vectors and design durable product-based controls to mitigate risks.
• Optimize friction using 3DS, step-up authentication, and dynamic payment holds.
• Partner with Product and Engineering to embed fraud prevention into the payment experience.
• Conduct deep-dive analyses on payment fraud schemes and emerging threats.
• Design and execute A/B tests to validate control effectiveness and conversion impact.

Requirements

• Bachelor's degree in a quantitative field or equivalent experience.
• 4–6 years of experience in fraud or payment risk within the fintech industry.
• Deep expertise in payment mechanics: cards, ACH, NACHA, settlement windows, and chargebacks.
• Advanced proficiency in SQL and Python for large-scale data analysis.
• Proven ability to design and interpret A/B experiments.
• Advanced English proficiency required.

Culture & Benefits

• Competitive salary with initial stock options grant.
• Annual performance bonus.
• Comprehensive health, dental, and vision plans.
• Unlimited PTO and paid parental leave.
• Continuous learning opportunities in a high-growth environment.