Senior Legal Counsel (Fintech)

TL;DR

Senior Legal Counsel (Fintech): Providing expert legal advice on UK financial services and consumer credit law to support the development and lifecycle of regulated digital products. Focus on managing regulatory risk, navigating FCA requirements, and partnering with senior stakeholders to ensure compliant, customer-centric financial solutions.

Location: Must be based in or able to commute to Liverpool, UK (Hybrid role).

Company

A leading digital retailer dedicated to helping families get more out of life through innovative financial and retail solutions.

What you will do

• Provide expert legal advice on UK consumer credit, payment services, and financial regulation.
• Advise on the design, launch, and lifecycle management of regulated financial products.
• Draft, review, and negotiate complex commercial and financial services agreements.
• Support regulatory change programs and manage engagement with the FCA.
• Partner with Risk and Compliance teams to develop governance and control frameworks.
• Lead on incident management and remediation strategies with a focus on customer outcomes.

Requirements

• Qualified Solicitor in England & Wales with significant post-qualification experience.
• Deep knowledge of UK consumer credit and financial services regulation.
• Proven track record advising on regulated products in a digital environment.
• Strong stakeholder management and communication skills.
• Ability to operate in a fast-paced, data-driven environment.
• Must be eligible to work in the UK and undergo required background checks.

Nice to have

• Experience with operational resilience and outsourcing.
• Background in data protection and technology contracting.
• In-house retail financial services experience.

Culture & Benefits

• Flexible, hybrid working model.
• 30 days holiday plus bank holidays.
• £6,500 flexible benefits allowance.
• Matched pension contributions up to 6%.
• Up to 25% discount on Very.co.uk.
• Access to LinkedIn Learning for professional development.

Hiring process

• Initial remote call with the talent acquisition team.
• First stage: One-hour remote interview with the hiring team.
• Second stage: One-hour face-to-face interview at the Head Office in Speke, including a task.