Financial Crime Investigator (Fintech)

TL;DR

Financial Crime Investigator (AML/SAR): Investigating Suspicious Activity Reports (SARs) and assessing escalations to the National Crime Agency (NCA) with an accent on risk-based decision making and regulatory compliance. Focus on analyzing customer activity, managing investigations through to resolution, and producing regulator-ready documentation.

Location: Hybrid - must be based within reasonable travelling distance of UK hub locations (Edinburgh, Birmingham, Chester, Glasgow, Halifax, Hove, Leeds, Manchester, Newport, Cardiff)

Salary: £33,203 - £34,950

Company

A major UK banking group focused on rebooting its iconic brand and building the future of finance.

What you will do

• Assess manual and system-generated alerts using sound judgment.
• Investigate SARs and determine the appropriate course of action, including escalations to the NCA.
• Manage end-to-end investigations while meeting strict SLAs.
• Analyze customer activity to decide whether relationships should be continued or exited.
• Produce high-quality, regulator-ready documentation of findings.
• Identify potential financial crime risks and contribute to continuous improvement within the team.

Requirements

• Experience in Financial Crime (AML, KYC, Transaction Monitoring, or Investigations).
• Strong understanding of Financial Crime regulations and investigative techniques.
• Ability to assess complex information and make sound, risk-based decisions.
• Strong attention to detail and high-standard written communication skills.
• Analytical mindset to identify risks and patterns.
• Must be based within reasonable travelling distance of one of the UK hub locations to attend when required.

Nice to have

• Experience investigating SARs.
• Exposure to raising cases or risks to external authorities such as the NCA.
• Experience with transaction monitoring or alert-based systems.

Culture & Benefits

• Flexible hybrid working pattern primarily based at home.
• Commitment to diversity, equity, and inclusion with dedicated support packages (e.g., menopause health package).
• Support for colleagues with disabilities, including workplace adjustments and guaranteed interviews via the Disability Confident Scheme.
• Environment focused on learning, development, and inclusivity.