Specialist, New Lending Credit Strategy (Fintech)

TL;DR

Specialist, New Lending Credit Strategy (Fintech): Optimizing credit decisioning strategies across credit card products with an accent on responsible lending and business growth. Focus on leveraging data insights, enhancing underwriting capabilities through Open Banking, and driving data-driven decision-making at the leadership level.

Location: London (Onsite)

Company

hirify.global is a leading financial services provider focused on responsible consumer lending and innovative credit card products.

What you will do

• Shape and optimize new lending strategies across six credit card products to balance customer outcomes and business goals.
• Identify innovative ways to utilize Open Banking data to improve underwriting and decision-making processes.
• Develop reporting and monitoring frameworks to identify emerging trends and support senior leadership decisions.
• Build cross-functional relationships to foster collaboration and continuous improvement within the credit function.
• Analyze complex datasets to uncover actionable insights that drive business growth.

Requirements

• Degree educated or equivalent experience with a strong analytical and numerate background.
• Confident using SQL on a daily basis for data analysis and insight generation.
• Strong analytical skills with the ability to communicate findings clearly to stakeholders.
• Advanced MS Office skills, particularly in Excel, with experience handling large datasets.
• Proactive, curious, and collaborative mindset with a drive to make a measurable impact.

Nice to have

• Experience in financial services, specifically within consumer lending risk analytics.
• Background in developing and implementing credit risk strategies.
• Familiarity with AI tools such as Claude Co-Work.
• Proficiency in visualization tools like Power BI or Tableau.
• Experience using Python for data analysis.

Culture & Benefits

• Commitment to an inclusive and diverse working culture.
• Equal opportunity employer with support for reasonable adjustments.
• Collaborative and purpose-driven environment focused on responsible lending.