Credit Risk Analyst II (Fintech)

TL;DR

Credit Risk Analyst II (Fintech): Reviewing risk and making credit limit decisions for small business applications with an accent on fraud mitigation and creditworthiness assessment. Focus on manual adjudication of grey-area portfolios and mentoring junior analysts to drive sustainable growth.

Location: Hybrid in Overland Park, KS

Company

hirify.global is a global B2B payments and invoicing network providing flexible trade credit options for leaders in manufacturing, retail, and transportation.

What you will do

• Make 'grey area' scored portfolio decisions on credit applications for small businesses across multiple countries.
• Evaluate international public and private company applications for fraud risk and credit worthiness.
• Deliver and document detailed analysis to facilitate decision-making in compliance with credit policies and regulatory requirements.
• Collaborate with leadership and business partners to identify and collect necessary risk assessment information.
• Interact directly with customers to fully assess fraud and credit risk profiles.
• Mentor junior team members and handle delegated leadership authorities as a senior member of the risk team.

Requirements

• 5+ years of experience in small business application 'grey area' adjudication.
• Completion of advanced courses in finance, accounting, and credit.
• Advanced knowledge of commercial credit philosophy and the regulatory environment.
• Proven experience using at least $50,000 individual credit authority.
• Must be based in or able to work hybrid in Overland Park, KS.
• Strong analytical, problem-solving, and interpersonal communication skills.

Nice to have

• International commercial fraud and credit risk experience.
• Experience in indirect small business or credit card industries within a scored environment.

Culture & Benefits

• Comprehensive health coverage including medical, dental, vision, and Life/AD&D insurance.
• Financial benefits such as 401K matching and FSA.
• Generous paid time off and paid parental leave.
• Supportive, collaborative, and entrepreneurial work environment focusing on work-life balance.
• Employee referral program.