Credit Risk & Recovery Manager

TL;DR

Credit Risk & Recovery Manager (Finance): Building and managing an end-to-end commercial credit risk and account recovery program with an accent on financial analysis, policy development, and global stakeholder influence. Focus on assessing customer creditworthiness, managing third-party collections, and coordinating legal recovery actions to protect corporate financial objectives.

Location: Oakville, Ontario (Hybrid)

Salary: $94,900–$104,400 CAD

Company

hirify.global is a global leader in IoT and connected transportation, providing web-based analytics and an open platform to help businesses automate operations and improve fleet safety and sustainability.

What you will do

• Develop and enforce end-to-end commercial credit policies, procedures, and risk thresholds.
• Evaluate and approve credit limits for new and existing customers using financial analysis and credit bureau data.
• Manage relationships with third-party collections agencies, establishing success criteria and monitoring performance.
• Coordinate legal escalations for delinquent accounts in partnership with internal and external counsel.
• Collaborate with Sales, Finance, and Customer Success to balance risk management with revenue growth.
• Prepare and present credit risk metrics and bad debt analysis to Finance leadership.

Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, or equivalent experience.
• 5+ years of experience in commercial credit evaluation and risk analysis in a B2B environment.
• Demonstrated experience managing third-party collections agencies and coordinating legal debt recovery.
• Proficiency with ERP systems and accounts receivable management platforms.
• Familiarity with credit evaluation tools such as Dun & Bradstreet or Equifax.
• Strong analytical skills and ability to navigate sensitive stakeholder communications.

Nice to have

• Certified Credit Executive (CCE) or Credit Business Associate (CBA) designation.
• Experience in a technology or SaaS business environment.

Culture & Benefits

• Flexible hybrid working model with office support.
• Competitive medical and dental benefits.
• Retirement savings program.
• Home office reimbursement program.
• Baby bonus and parental leave top-up program.
• Electric vehicle purchase incentive program.