Senior Analyst (Fintech)

TL;DR

Senior Analyst (Fintech): Shaping hirify.global's credit risk and eligibility decisions for millions of people across Africa with an accent on financial inclusion and rigorous data science. Focus on refining loan pricing, monitoring credit performance, and testing the predictiveness of new data sets for eligibility criteria purposes.

Location: Fully remote within UTC -1 to UTC +3 time zones. Work with diverse teams across UK, Europe, and Africa.

Company

hirify.global makes financing for everyday essentials accessible to everyone.

What you will do

• Analyse hirify.global's repayments data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk.
• Refine loan pricing based on credit analysis and customer behaviour.
• Test new loan types to understand customer demand and credit performance.
• Monitor credit performance to detect risk shifts and quantify margin impact.
• Test the predictiveness of new data sets for eligibility criteria purposes.
• Work with data scientists to leverage machine learning models as part of loan eligibility decisions.

Requirements

• Strong statistical modelling and quantitative analysis skills, including the ability to conduct your own analysis of unstructured data.
• Experience in credit, underwriting, or lending analytics.
• Fluency in Python, SQL, and other relevant analytical tools.
• Experience translating complex data insights into actionable business strategies.
• Ability to work cross-functionally with product, engineering, and commercial teams.
• Strong data communication skills - written, oral, and visual.

Culture & Benefits

• Professional development programmes and coaching partnerships.
• Family-friendly policies and flexible working arrangements.
• Well-being support and career growth opportunities.
• Low-ego, high-impact collaborative environment.
• Data-driven decision-making.
• Newly established, fast-expanding credit and underwriting capabilities.