Credit Analyst (Fintech)

TL;DR

Credit Analyst (Fintech): Managing buyer underwriting and operational credit decisions for a trade credit portfolio with an accent on SMB risk assessment and financial profiling. Focus on utilizing financial documentation and AI-driven tools to evaluate creditworthiness and implementing strategies to mitigate portfolio risk.

Location: Tel Aviv-Yafo, Israel. Flexibility to work East Coast hours (EST) is required 2–3 days per week.

Company

hirify.global is a fast-paced, data-driven fintech company specializing in trade credit and risk management.

What you will do

• Assess risk and evaluate SMB buyer applications using financial documents, bank statements, and AI tools.
• Conduct comprehensive financial analysis and risk profiling for potential clients, merchants, and partners.
• Monitor the existing credit portfolio to identify and mitigate potential risks.
• Manage direct interactions with buyers and resolve credit-related support tickets.
• Contribute to monthly reporting and the improvement of internal credit processes and risk tooling.

Requirements

• Bachelor's degree in Accounting (highly preferred) or Economics/Statistics.
• 1–3 years of experience in credit risk management and underwriting, ideally within Fintech or Banking.
• Proven expertise in SMB underwriting, including cash flow analysis and alternative data sources.
• Strong analytical skills for interpreting financial data and making credit decisions.
• Fluent English (written and verbal).
• Ability to work EST hours 2–3 days per week.

Culture & Benefits

• Monday–Friday work week.
• Dynamic, detail-oriented work environment.
• Opportunity to work at the intersection of financial technology and credit risk.
• Exposure to internally developed AI tools for risk assessment.