Regulatory Counsel (Fintech)

TL;DR

Regulatory Counsel (Fintech): Providing legal analysis and guidance on federal and state mortgage lending laws with an accent on regulatory change management and product development. Focus on integrating regulatory requirements into business strategy and translating legal needs into operational controls.

Location: United States (Bar membership in at least one U.S. jurisdiction required)

Salary: $90,000–$132,000 per year

Company

hirify.global is a leading distributed retail mortgage lender in the US with over 9,000 employees and 700+ branches.

What you will do

• Provide legal analysis and advice on federal and state mortgage lending laws to ensure company compliance.
• Lead regulatory change management by monitoring legal developments and advising on implementation strategies.
• Act as legal counsel for new business initiatives and product development, assessing regulatory risk and structuring solutions.
• Translate legal and regulatory requirements into operational controls within loan origination systems like Encompass.
• Draft, review, and update internal policies and procedures to reflect evolving business practices and laws.
• Support internal audits, regulatory examinations, and prepare responses to regulatory inquiries.

Requirements

• Juris Doctor (JD) from an accredited law school.
• Active bar membership in good standing in at least one U.S. jurisdiction.
• Minimum of 2 years of legal or regulatory compliance experience in the banking or mortgage industry.
• Deep knowledge of TILA/Regulation Z, RESPA, ECOA, HMDA, and applicable state laws.
• Experience supporting regulatory change management and product counseling in financial services.
• Must be authorized to work in the United States.

Nice to have

• Familiarity with loan origination systems (e.g., Encompass) and compliance tools (e.g., Mavent).

Culture & Benefits

• Comprehensive health benefits including medical, dental, and vision insurance.
• 401K retirement plan.
• Company-provided short-term disability and employee assistance program.
• Wellness program and a culture that empowers entrepreneurial spirit.
• High transparency from leadership and strong support across all departments.