Underwriting Associate (Fintech)

TL;DR

Underwriting Associate (Fintech): Managing risk assessment and underwriting processes for a disruptive payments infrastructure with an accent on financial analysis and merchant evaluation. Focus on ensuring sustainable growth and minimizing credit risk within the Spanish market.

Location: Madrid, Spain (Office-first culture: working from the office 4+ days per week)

Company

A disruptive payment acquirer and infrastructure provider that has become one of the largest in the UK and is now expanding its operations in Spain.

What you will do

• Evaluate merchant applications to assess credit and operational risk.
• Analyze financial data and documentation to make informed underwriting decisions.
• Collaborate with the risk team to refine and optimize underwriting criteria.
• Ensure strict compliance with internal policies and regional regulatory requirements.
• Monitor a portfolio of accounts to manage ongoing risk exposure.

Requirements

• Must be based in Madrid, Spain.
• Ability to work from the office 4+ days per week.
• Strong analytical skills and a detail-oriented approach to risk assessment.
• Deep interest in the Fintech and payments industry.

Culture & Benefits

• Office-first culture designed for high collaboration and team synergy.
• Environment based on autonomy, trust, and ownership.
• Opportunity to kickstart a career in a fast-growing, disruptive Fintech company.