Senior Legal Officer / Head of Legal (Fintech)

TL;DR

Senior Legal Officer / Head of Legal (Fintech): Provide comprehensive legal support for EMI operations ensuring compliance with UK and EU regulatory frameworks with an accent on payments, AML/CTF policies, and cross-border expansion. Focus on drafting and negotiating merchant agreements, supporting licensing processes for new jurisdictions, and managing external legal counsel.

Fully Remote (Cyprus)

Company

UK-based Electronic Money Institution (EMI) specializing in card acquiring services for secure payment processing.

What you will do

• Provide full legal support for EMI operations in compliance with UK and FCA regulations
• Draft and negotiate merchant agreements, processing agreements, and vendor contracts
• Collaborate with teams to develop and implement policies and procedures including AML/CTF and safeguarding
• Support licensing processes and regulatory initiatives for expansion into new jurisdictions
• Advise stakeholders on legal matters related to payments and cross-border operations
• Manage external legal counsel to ensure quality and efficiency

Requirements

• 5+ years of legal experience in fintech, payments, EMI, or acquiring
• Familiarity with UK (FCA) and/or EU regulatory frameworks (EMI, PSD2)
• Understanding of payment flows and high-risk verticals such as iGaming and crypto
• Strong background in contract law and commercial deal structuring
• Experience with Compliance/AML functions and regulatory requirements

Culture & Benefits

• Competitive salary aligned with experience
• Collaborative and transparent team culture
• High-impact role in a scaling fintech company
• Recognition of personal milestones and achievements
• Social benefits