Senior Credit Risk Executive (Trade Credit)

TL;DR

Senior Credit Risk Executive (Trade Credit): Supporting daily credit assessment and operations including customer onboarding, credit limit reviews, and portfolio monitoring with an accent on timely and accurate credit decisions while maintaining risk control. Focus on identifying early warning signs, ensuring policy adherence, and balancing risk with business growth.

On-site in Subang Jaya, Selangor, Malaysia

Company

Logistics company operating Ninja Mart.

What you will do

• Perform credit assessments for new customer onboarding, including KYC checks, financial reviews, and legitimacy verification.
• Review and approve credit limits within authority, escalating higher-risk cases.
• Monitor customer credit utilization, overdue balances, and portfolio exposure.
• Conduct periodic credit reviews and support limit adjustments.
• Maintain accurate credit documentation and identify early warning signs of risk.
• Ensure adherence to credit policies and collaborate with Sales on decisions.

Requirements

• 2–5 years in credit risk, analysis, underwriting, or trade credit roles
• Bachelor’s degree in Finance, Accounting, Economics, Business, Banking, or related.
• Basic understanding of financial statement analysis and credit risk principles.
• Strong analytical skills, attention to detail, and judgment.
• Proficiency in English and Malay
• Excel/Google Sheets proficiency; ability to work fast-paced.

Culture & Benefits

• Fast-paced environment with focus on deadlines and stakeholder collaboration.
• Team-oriented and independent working style encouraged.
• Opportunity to improve credit processes and automation.