Junior Reconciliations Accountant (Fintech)

TL;DR

Junior Reconciliations Accountant (Fintech): Managing financial accuracy of loan disbursements and repayments for a private lending company with an accent on loan amortization, collections ledgers, and third-party data reconciliation. Focus on identifying financial discrepancies, managing large datasets in Excel, and optimizing reconciliation workflows.

Location: Permanent Work From Home (Must align with Australian Business Hours)

Company

A fast-growing, technology-driven private lending company providing short-term business loans to SMEs across Australia.

What you will do

• Reconcile daily loan disbursements and repayments against bank statements and internal loan ledgers.
• Sync income and expense data between the lending system and third-party broker dashboard platforms.
• Identify and resolve discrepancies in loan amortization schedules, payment allocations, and collections data.
• Monitor overdue loan accounts and reconcile collections against outstanding principal and interest balances.
• Manage and reconcile large datasets (10,000+ rows) using advanced Excel and Google Sheets.
• Maintain accuracy of loan records within HubSpot CRM and internal loan management databases.

Requirements

• Chartered Accountant (CA) or CPA qualification (or final-year candidate actively taking exams).
• Direct experience in collections or loan repayment reconciliation and understanding of loan amortization.
• Advanced Excel/Google Sheets skills, including pivot tables, XLOOKUP, and data validation.
• Detail-obsessed mindset with a focus on accuracy.
• Ability to align work schedule with Australian Business Hours.

Nice to have

• Experience with Orgmeter or similar lending data aggregation platforms.
• Familiarity with HubSpot CRM.
• Understanding of automation tools such as Zapier, Make, or basic scripting.
• Previous experience in Australian lending, fintech, or private credit.

Culture & Benefits

• Permanent work-from-home arrangement.
• High-velocity, technology-driven work environment.
• Opportunity to work with a disruptive force in the Australian financial services sector.
• Full-time employment with a standard 40-hour work week.