Credit Pricing Manager

TL;DR

Credit Pricing Manager (Financial Services): Develop, implement, and refine pricing models and strategies for Very Pay Revolving Credit Account informed by customer behaviour, market trends, and financial performance with an accent on segmented pricing, profitability tracking, and promotional campaigns. Focus on analysing KPIs, conducting financial impact assessments, testing price-response relationships, and presenting recommendations to senior leadership.

Location: Liverpool, England, United Kingdom (flexible hybrid working model)

Company

Digital retailer Very, focused on helping families get more out of life through financial services including the Very Pay Revolving Credit Account.

What you will do

• Develop, implement, and refine pricing models and strategies informed by customer behaviour, market trends, and financial performance.
• Build and maintain segmented pricing models and track model inputs versus actual performance.
• Analyse KPIs and deliver clear reporting on pricing performance and portfolio profitability to senior stakeholders.
• Conduct financial impact analysis for new initiatives, assessing risk and reward trade-offs and forecasting profitability.
• Partner with marketing, product, risk, finance, and legal teams to align pricing strategies with business objectives.
• Support marketing in planning promotional campaigns and communicating pricing decisions; present findings to senior leadership.

Requirements

• Advanced analytical and quantitative skills with ability to turn complex data into actionable insights.
• Highly numerate and commercial experience in pricing within lending environments, ideally credit cards or consumer lending.
• Strong technical capability with SQL, Python, SAS, or similar analytical tools.
• Solid understanding of financial principles, lending economics, and P&L drivers.
• Strong experience building Unit of One models, elasticity modelling, or regression analysis.
• Excellent communication skills to present technical concepts to non-technical audiences; strategic thinking and stakeholder engagement.

Culture & Benefits

• Flexible, hybrid working model.
• Inclusive culture with colleague networks for disability awareness and neurodiversity.
• £1,000 flexible benefits allowance, 30 days holiday + bank holidays, matched pension up to 6%.
• LinkedIn Learning access, bonus potential, up to 25% discount on Very.co.uk.

Hiring process

• Short video call with hiring team to discuss skills and experience.
• One-hour formal task-based interview with competency and technical questions.
• Credit, CIFAS, Right to Work, and DBS checks if required; disclose any issues upfront.