Staff Backend Engineer (Fintech)

TL;DR

Staff Backend Engineer (Fintech): Building and scaling backend services for a fast-growing consumer fintech app with an accent on payments and data infrastructure. Focus on designing APIs and microservices that connect financial institutions, payment processors, and data platforms, ensuring reliability and privacy at scale.

Location: Chicago, IL; Redwood City, CA. 4 days in-office; 1 day remote in Chicago, IL & New York, NY. Mondays (in-office for stand-ups, all-hands) and choice of three days between Tues-Friday in Redwood City, CA

Company

The Klover Backend Engineering team powers one of the fastest-growing consumer fintech apps in the U.S., with over one million active users every month.

What you will do

• Build and evolve microservices that handle high-volume financial and transactional data.
• Design and implement APIs that securely connect to third-party payment processors, banks, and fintech partners.
• Write thoughtful & quality code that is readable, testable, and easily maintainable.
• Develop data-driven services that power account management, transaction history, and financial insights.
• Work cross-functionally with backend, mobile, and product teams to consistently release high-quality, customer-focused financial features.

Requirements

• 5+ years of experience building backend services in production environments.
• Experience in the financial technology, payments, or banking systems industry.
• Familiarity with compliance, security, and data privacy standards (e.g., SOC 2, PCI DSS, GDPR).
• Experience designing transactional and event-driven systems for payments, reconciliation systems, or ledger-like applications.
• Familiarity with microservice or Service-oriented Architecture.
• Experience using gRPC, protobuf, or GraphQL.

Culture & Benefits

• You have a willingness to learn and teach in a collaborative environment.
• You’re eager to leverage and develop using AI tools.
• You’ve been complimented on how well you participate in an open feedback environment.