Staff Product Manager (Card Processing)

TL;DR

Staff Product Manager (Card Processing): Designing, building, and optimizing transaction processing engines for hirify.global's card issuance platform with an accent on authorization, clearing, settlement, reconciliation, and chargebacks. Focus on translating scheme bulletins into technical requirements, leading integrations, and ensuring robust, scalable card processing capabilities.

Location: Hybrid (Malta). Must be based in Malta or open to relocation to Malta (full relocation package provided).

Company

hirify.global is a leading global infrastructure provider for real-time cross-border payments, enabling banks, fintechs, and businesses to collect, convert, and disburse funds instantly across 190+ countries.

What you will do

• Own the end-to-end processing roadmap, including authorisation, clearing, settlement, ledger posting, reconciliation, and charge-back flows.
• Translate card scheme bulletins (Visa/Mastercard) into processor requirements, mapping new fields and codes into sprint-ready tickets.
• Design resilient transaction flows, defining fallback logic, time-outs, and fraud rule triggers to maintain high approval rates and low losses.
• Lead processor and core-ledger integrations by writing detailed interface specifications.
• Partner with Programme Manager and Solution Engineering to ensure new programmes inherit proven processing patterns and meet scheme certifications.
• Monitor live processing KPIs such as approval ratio, average latency, mismatch rate, and interchange yield, triggering incident post-mortems as needed.

Requirements

• 8 years of product management experience in card issuing or transaction processing, ideally within a fast-paced fintech or payments environment.
• Deep understanding of card scheme protocols (Visa/Mastercard), transaction lifecycles, and ISO8583-based messaging.
• Strong track record of writing technical specifications and working closely with engineering teams to deliver robust, scalable systems.
• Experience integrating with third-party processors, payment gateways, and/or ledger systems.
• Analytical mindset with a passion for monitoring KPIs and driving data-informed improvements.
• Comfortable managing roadmaps aligned to both business strategy and mandatory regulatory/scheme changes.
• Excellent communication and cross-functional collaboration skills.
• Must be based in Malta or open to relocation to Malta (full relocation package provided).

Culture & Benefits

• Competitive salaries, performance bonuses, sales commissions, equity, and recognition programs.
• Medical coverage, 24/7 employee assistance program, and generous vacation programs including a year-end shutdown.
• Flexible hybrid working environment (3 days per week in the office).
• Role-specific training, internal workshops, and a learning stipend for upskilling.
• Company-wide social events, team bonding activities, and happy hours.
• Diverse global company with 33+ nationalities in 18+ countries and 10+ office locations.