Fraud Lead - Consumer Lending (Fintech)

Location: USA; Conditions: Washington. Currently fully remote, with a future transition to a hybrid setup.

Company

hirify.global is a hyper-growth Series C fintech building an AI-powered conversational financial platform for Latinos in the US, including remittances, credit, savings, and wallet services.

What you will do

• Design and refine first-party and third-party fraud typologies for the WhatsApp conversational lending ecosystem.
• Own repayment fraud, identity spoofing, chargeback, synthetic identity, and exploit-loop analytics for the Send Now Pay Later product.
• Manage fraud metrics including net fraud rate, false-positive ratios, challenge rates, and chargeback-to-sales ratios.
• Architect decision-engine rules and partner with Data Science to deploy, monitor, and calibrate machine-learning risk models.
• Design automated blocking protocols and manual investigation workflows with Operations and Engineering.
• Coordinate with Legal and Compliance on Suspicious Activity Reports, loan abuse, and system exploitation.

Requirements

• 4–5+ years of hands-on fraud risk strategy and prevention experience in consumer lending, BNPL, digital wallets, or credit cards.
• Advanced SQL skills, including BigQuery or Snowflake, plus data manipulation with Python, R, or BI visualization tools.
• Ability to independently extract, analyze, and model transactional logs.
• Experience with modern decision engines such as Taktile, Provenir, Alloy, or similar.
• Experience deploying and monitoring machine-learning risk models in live environments.
• Deep understanding of emerging fraud vectors, account takeover, and synthetic fraud, including data and OSINT techniques for threat detection.
• Ability to translate fraud patterns and technical metrics into actionable risks for C-suite executives, product managers, and engineering teams.
• Builder mentality with the ability to move from data insights to policy execution quickly and autonomously; equivalent competencies may also be considered.

Culture & Benefits

• Currently fully remote, with a future transition to a hybrid setup.
• Competitive salary, initial stock options grant, and annual performance bonus.
• 401(k), health, dental, and vision plans.
• Unlimited PTO and paid parental leave.
• Continuous learning and growth opportunities in an entrepreneurial environment.