Home Equity Underwriter (Fintech)

Location: Hybrid role in Manila, Philippines, with onsite work at Arthaland Century Pacific Tower in BGC as required. Expected hours are typically 12:00 AM–9:00 AM, with start times varying between 8:00 PM and 12:00 AM.

Company

hirify.global is a fintech company building a home equity product that helps homeowners access the value of their property.

What you will do

• Review homeowner applications, documentation, property and financial data.
• Request missing documents through follow-ups and review titles for correct lien position.
• Collaborate with processors to ensure clean titles and submit completed dockets to QA.
• Send final offers after QA approval and reject dockets that do not meet underwriting guidelines.
• Manage a pipeline of 60–100 files and provide updates to processors, closers and account managers.
• Make approval recommendations and deliver high-quality customer service.

Requirements

• At least 1 year of experience in loan underwriting, loan processing, consumer lending, customer service, operations, fraud analysis, personal banking or another analytical role.
• Meticulous attention to detail and strong analytical and problem-solving skills.
• Deep understanding of, or eagerness to learn, Fannie Mae lending guidelines.
• Comfort presenting and defending credit decisions.
• Fluency in Microsoft Office or Google Sheets, including using formulas to reduce errors and improve efficiency.
• Desire to deliver a high level of customer service.

Nice to have

• Knowledge of common credit underwriting standards and income and asset evaluation.
• Interest in joining a startup technology company, real estate and/or fintech.

Culture & Benefits

• Hybrid work in a supportive, people-first environment with cross-functional collaboration.
• Market-leading salary with regular reviews and comprehensive health insurance for employees and dependents.
• Structured development programs, certifications, promotion tracks and educational reimbursement.
• 18 holidays, company-provided Mac equipment and monitor, and a one-time home office reimbursement.
• Collaboration with an international team and exposure to global practices.