Risk Control Principal Product Specialist (Fintech)

Location: Abu Dhabi, UAE; other location: Malaysia

Company

hirify.global is a cryptocurrency exchange and digital financial platform providing trading, payments, wealth management, custody, institutional services, and Web3 products to users worldwide.

What you will do

• Own the roadmap and full lifecycle of fiat and payment risk control products, including fraud detection and transaction monitoring.
• Design rule engines, decision flows, risk tiers, limits, velocity thresholds, holds, releases, escalation paths, and automated interdiction.
• Build controls for high-frequency fiat on/off-ramp, card acquiring, card issuing, and payment transactions under strict latency and concurrency requirements.
• Use AI to improve conversion, optimize risk communications, and guide users through document submission and identity verification.
• Translate AML requirements into transaction monitoring, sanctions and watchlist screening, and suspicious activity capabilities.
• Define metrics, run back-testing and A/B validation, analyze incidents, and drive continuous strategy and product optimization.

Requirements

• Bachelor’s degree or above in Computer Science, Mathematics, Statistics, Finance, Engineering, or a related field.
• 3+ years of experience in risk control product design, with familiarity with payments, credit, or e-commerce risk processes; high-volume transaction experience is strongly preferred.
• Experience leading complete risk control product design and launch projects.
• Hands-on experience with risk strategy formulation, model building, and rule engine design.
• Understanding of fraud and AML mechanisms, including risk scoring, transaction monitoring, sanctions screening, and real-time decisioning.
• Familiarity with fiat payment flows, Visa/Mastercard card schemes, bank transfers, chargebacks, and payment fraud typologies.
• Experience with risk models, anti-fraud systems, decision engines, and machine learning applications in risk control.
• Strong SQL and Python skills for data extraction, analysis, and visualization; ability to discuss latency, throughput, and data consistency with engineers.
• Familiarity with financial regulations and regulatory policies, plus strong logical thinking, problem-solving, communication, coordination, responsibility, and stress resistance.
• Fluent English required. Mandarin is a plus.

Nice to have

• Experience at a crypto exchange, bank, payment company, or fintech.
• AI knowledge.
• Knowledge of FATF, MiCA, or PSD2 AML regulatory frameworks.

Culture & Benefits

• Professional development support through a Study Growth Fund.
• Internal team-building activities, workshops, and events.
• Collaboration with an international team.
• Career advancement and internal mobility opportunities.