Credit Analyst (Commercial Lending)

Location: Remote; associated locations are Bellevue and Spokane, Washington, and Sacramento and San Diego, California

Targeted starting salary: $30.34–$39.98 per hour, based on experience

Company

hirify.global is a financially stable regional bank with more than $18 billion in assets and 150 branches across Washington, Oregon, Idaho, and California.

What you will do

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and repayment sources.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure analyses comply with internal policies, procedures, security requirements, and applicable regulations.

Requirements

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field is required; an equivalent combination of education and experience may substitute.
• Two or more years of related credit or financial analysis experience are required.
• Ability to analyze financial statements, tax returns, and cash flow, with a strong grasp of basic accounting principles.
• Strong analytical thinking and sound judgment in credit investigations.
• Ability to manage high volumes of work accurately and adapt to shifting priorities in a deadline-driven environment.
• Clear and professional written and verbal communication.
• Understanding of federal and state regulations related to commercial lending.
• Proficiency in Excel, Word, and other applicable systems.

Culture & Benefits

• Remote workplace; travel requirement is 0%.
• Values include doing the right thing, mutual respect, teamwork, and accountability.
• Full-time hourly employment with annual incentive potential.
• Medical, dental, vision, disability, and life insurance benefits.
• Paid vacation, sick time, and 11 company-paid holidays.
• 401(k) with up to a 4% match and tuition reimbursement.