Sr Credit Analyst - Bank

Location: Remote (United States)

Salary: $63,886–$86,434 per year

Company

hirify.global provides financial services focused on helping people manage money and live balanced, generous lives.

What you will do

• Evaluate complex business lending and Treasury Management requests and recommend loan and product structures to lenders.
• Manage ongoing credit relationship reviews, including loan memorandums and annual reviews.
• Prepare written analyses, spreadsheets, reports, summaries, opinions, and global universal cash flow analyses for lending activities.
• Serve as the subject matter expert for the SBA loan approval process and as a credit policy and procedure expert.
• Prepare and present troubled-loan monitoring reports to the Loan/Credit Committee and oversee special assets and watchlist commercial credits.
• Support accounting risk assessments and work with external regulators on requested documentation and analysis.

Requirements

• 6+ years of experience in financial analysis, commercial or business lending, and Treasury Management.
• Four-year degree in accounting, business, finance, or a related field, or equivalent experience.
• Excellent knowledge of business lending and Treasury Management regulations, products, and services, including ACH and remote deposit capture.
• Excellent knowledge and application of business lending and Treasury Management credit policies and procedures.
• Ability to analyze complex documents, assess risk, explain product features and benefits to customers, and present a professional image.
• Ability to produce results without direct supervision and use experience and judgment to plan and complete assigned tasks.
• Ability to assist with orienting and training lower-level employees.
• Excellent human relations and change management skills.

Nice to have

• CPA designation.
• Strong Excel experience, including advanced formulas, pivot tables, and data analysis.
• Non-profit lending and underwriting experience.

Culture & Benefits

• Full-time employment with a market-competitive annual compensation range adjusted for geographic regions, experience, skills, knowledge, business needs, and market demand.
• Benefits may include medical, dental, and vision insurance; HSA; FSA; 401(k); pension; life and disability insurance; and supplemental protection insurance.
• 20 days of paid time off, Sick and Safe Time, 10 paid company holidays, Volunteer Time Off, and paid parental leave.
• Additional benefits may include bonuses, an employee assistance program, and well-being benefits, subject to applicable plan and policy documents.
• Equal employment opportunity and reasonable accommodation are provided in accordance with applicable law.