Central Relationship Manager (Fintech)

Location: Hybrid, Milton Keynes office, United Kingdom

Company

hirify.global is a UK fintech focused on providing relationship-led banking services and digital tools for established SMEs.

What you will do

• Manage a centralised portfolio of local SMEs, providing business current accounts, savings, commercial mortgages, and asset finance.
• Build proactive, trusted relationships with SME customers, prospects, colleagues, advisors, and referral partners.
• Monitor credit risk, identify early warning signs, and assess additional credit requests.
• Originate SME lending opportunities from initial enquiry through completion, including structuring proposals and writing credit applications in line with credit policy and appetite.
• Deliver portfolio business plans, scan horizon risks, interpret local markets, and implement action plans.
• Work collaboratively across Allica to provide a seamless service and identify new income opportunities.

Requirements

• Strong passion for serving SMEs and a strong understanding of SME banking, including a substantial background in commercial mortgages.
• Proven experience building high-value, trust-based, long-lasting referral relationships and generating new business.
• Good credit skills, including analysing and reviewing financial accounts and related information.
• Ability to structure new lending proposals and write credit applications, working effectively with customers, colleagues, and advisors.
• Proven record of excellent customer service, maximising value for prospects and customers, generating new income, and managing credit risk effectively.
• Excellent interpersonal and communication skills, with evidence of strong career progression and/or outperformance.
• Self-starter who is organised and committed to succeeding in a flexible environment.

Culture & Benefits

• Full-time employment with flexible and hybrid working options.
• Full onboarding support and continued development opportunities.
• Pension contributions, private health cover, life assurance, and a discretionary bonus scheme.
• Family-friendly policies, including enhanced maternity and paternity leave.
• Regular social activities and an inclusive workplace that welcomes diverse experiences and backgrounds.