US Credit Originations SME (Fintech)

Location: Remote from Bogotá, Colombia

Company

hirify.global provides AI, automation, cloud engineering, advanced analytics, and business process services for digital transformation and business operations.

What you will do

• Lead the operational management and optimization of US credit card originations and account-opening processes.
• Support application intake, identity verification, underwriting, credit decisioning, funding, and account setup.
• Act as the central operations point of contact for US credit originations, answering queries and sharing industry insight.
• Build alignment across Implementations, Operations, Product, and Risk teams.
• Own the operational learning strategy, upskilling internal teams and sharing best practices.

Requirements

• Extensive knowledge of the US credit originations and account-opening ecosystem from experience at a bank, issuer processor, or fintech lender.
• Deep understanding of the end-to-end originations lifecycle, including application intake, identity verification, credit decisioning, underwriting support, funding, and account setup.
• Strong knowledge of credit bureau data and scoring, including Experian, Equifax, and TransUnion; decisioning engines; and risk-based pricing.
• Working knowledge of KYC, KYB, CIP, and AML requirements for account opening.
• Familiarity with Regulation B (ECOA), Regulation Z (TILA), FCRA, and adverse action requirements.
• Strong relationship-building, communication, attention to detail, methodical working, time management, prioritization, and problem-solving skills.
• Able to work independently and as part of a team in a fast-paced, client-focused environment.
• Exceptional oral and written English communication skills, with the ability to adapt communication for diverse audiences.

Nice to have

• Familiarity with Mastercard, Visa, Amex, and Discover origination requirements and platform functionality.
• Exposure to fraud and identity verification tools used at the point of application.
• Experience with LoanPro, Taktile, or Bloom.

Culture & Benefits

• Full-time remote position based in Colombia.
• Inclusive and equitable workplace with equal employment opportunities.
• Employee EEO demographic reporting is voluntary and confidential.