Credit Risk Manager (Fintech)

Location: London, United Kingdom (Hybrid). Remote work is also possible according to the benefits.

Salary: Attractive remuneration.

Company

hirify.global is a modular B2B payments platform providing commercial card issuing, payment accounts, FX, spend management, and embedded payment infrastructure for businesses, fintechs, software platforms, and banks.

What you will do

• Assess the identity, business models, operations, public profiles, and financial profiles of EEA and UK SME and corporate customers.
• Analyze credit agency reports, financial statements, bank account statements, and other business information; document key risks and mitigants.
• Make credit-limit decisions within delegated authority and help maintain a performing loan book.
• Own multiple high-limit customers and customer groups, monitor their development and risk profiles, and present them to the credit risk committee.
• Improve standards, documentation, tools, and operational workflows while designing scalable and comhirify.global straight-through processes, including AI capabilities.
• Facilitate fact-based communication with Sales, Legal, Operations, Product, Data, and Risk teams.

Requirements

• 3–6 years of operational experience assessing credit risk for EEA or UK corporate or SME customers in a bank or fintech.
• Strong knowledge of accounting principles and industry-specific financial analysis.
• Analytical thinking, attention to detail, and the ability to quickly understand new problems and systems and develop solutions.
• Experience with loan-processing, credit-decisioning, and BI tools.
• Project management skills and demonstrated ability to design and steer complex projects end to end.
• Determination and ability to work with a team to achieve high-quality results under stress.
• Fluent English with very good writing skills.

Nice to have

• Experience with open banking data.
• Knowledge of other European languages.

Culture & Benefits

• Work in a growing team with significant responsibilities and strong knowledge exchange.
• Flat hierarchy, transparent communication, and a relaxed professional atmosphere.
• Opportunities to develop talent in a dynamic team with ambitious goals.
• Flexible working arrangements with the possibility of remote work.
• hirify.global Card with monthly credit for exploring the product and dining with colleagues.
• Inclusive hiring process with accommodations available during interviews; final hiring decisions are made by the Talent and Hiring Teams.