Compliance Manager - Deputy MLRO (UK)

Location: UK-based, London; hybrid with most teams meeting in the office 2–3 days per week. Travel between the UK and Sweden is required.

Salary: GBP 89,764–102,331 per year

Company

Klarna is building an everyday finance network serving over 120 million consumers across 26 countries, with financial services regulated by the FCA in the UK.

What you will do

• Provide secondary review and challenge on suspicious activity reports, PEP and high-risk customer decisions, incident escalations, sanctions matches, fraud escalations, and related complaints.
• Submit external reports to the NCA and OFSI under the direction of the UK MLRO.
• Contribute to Management Committee and Board reporting, the Annual MLRO Report, the Business Wide Risk Assessment, and the Annual Financial Crime Report to the FCA (REPCRIM).
• Oversee outsourced and third-party AML/CTF functions and run thematic reviews of the financial crime control framework.
• Update AML/CTF and sanctions policies, procedures, and routines; communicate changes to first-line control owners and advise on financial crime risk.
• Conduct regulatory horizon scanning, gap analysis, and new-product assessments against UK financial crime obligations, providing recommendations to the UK MLRO.

Requirements

• 7+ years of experience in financial crime compliance, including experience as a Deputy MLRO or Senior Compliance Manager.
• Hands-on experience with suspicious activity reporting, OFSI reporting, and PEP and high-risk customer assessments.
• Experience in financial services, fintech, or a firm offering products under the Consumer Credit Act.
• AML/CTF or sanctions qualification, such as the ICA Certificate in AML, ACAMS, or an equivalent.
• Working knowledge of financial crime typologies covering money laundering, sanctions, terrorism, fraud, and bribery and corruption.
• Current AML/CTF knowledge maintained through training, workshops, and regulatory publications.
• Must be approved by Klarna Financial Services UK Limited as a Certified Function holder.

Culture & Benefits

• Hybrid UK-based work arrangement, with office collaboration generally expected 2–3 days per week; this may vary by team and change over time.
• Required travel between the UK and Sweden.
• Non-obvious backgrounds and diverse skills, perspectives, and experiences are welcomed.
• Final compensation depends on qualifications, skills, and experience.

Hiring process

• Submit a CV in English.
• Applications should focus on concrete outcomes: what was built, what it achieved, and what it cost.