Product and Regulatory Legal Director

Location: Remote; team members can live and work anywhere in the United States except Hawaii

Salary: $245K–$282K annually, plus equity

Company

hirify.global is a financial app and U.S. financial services company building technology-driven products that provide affordable, transparent access to liquidity for financially vulnerable Americans, including ExtraCash and planned BNPL offerings.

What you will do

• Advise Product, Engineering, Risk, Compliance, and Operations on product strategy, launches, payment capabilities, banking services, and product enhancements.
• Provide strategic counsel on consumer financial regulations, state licensing, payments, bank partnerships, and emerging regulatory requirements.
• Draft, review, and negotiate commercial agreements with financial institutions, payment processors, fintech partners, and technology providers.
• Act as a subject matter expert on BaaS, NACHA rules, payment networks, BSA/AML, fraud, privacy, and consumer servicing.
• Monitor regulatory developments and emerging financial technologies, translating requirements into practical business recommendations.
• Build scalable legal processes, improve regulatory monitoring, and use technology, AI, and outside counsel to improve Legal operations.

Requirements

• J.D. from an accredited law school and active membership in good standing with a state bar.
• 7–10 years of relevant legal experience in consumer financial services, fintech, banking, or a related regulatory practice.
• Deep expertise in consumer banking and payments regulations, including Regulation E, NACHA rules, card network requirements, BSA/AML, and state money transmission laws.
• Working knowledge of FCRA/FACTA, SCRA/MLA, FDCPA, FDIC insurance requirements, and GLBA/Regulation P.
• Experience advising on state licensing requirements, regulatory change management, and banking or lending operations.
• Ability to independently evaluate complex legal issues, negotiate commercial agreements, and provide actionable, business-oriented counsel.

Nice to have

• Experience advising a neobank, banking-as-a-service platform, or consumer-facing fintech.
• Familiarity with digital assets, emerging payment technologies, or financial services regulatory advocacy.
• Experience improving legal workflows through automation or AI.

Culture & Benefits

• Senior individual contributor role with significant autonomy, visibility, and evolving priorities.
• Virtual-first work culture with flexible hours and a home office stipend.
• Medical, dental, and vision insurance; paid parental and caregiver leave; and a 401(k) plan with matching contributions.
• Financial advisor and financial wellness support, flexible PTO, and company holidays including Juneteenth and Winter Break.
• All-company in-person events once or twice a year, plus virtual events.
• Collaborative, member-centric culture focused on transparency, persistence, shared expertise, and inclusive teamwork.