Int Product Actuarial Analyst (Life Insurance)

Location: Hybrid, requiring three days per week in office Tuesday–Thursday in Cedar Rapids or Denver, United States. Relocation assistance is not provided.

Salary: $69,000–$85,000 annually, plus potential eligibility for a discretionary 7.5% annual bonus.

Company

hirify.global is a financial services company providing life insurance, annuities, retirement, investment, and employee benefit solutions as part of Aegon.

What you will do

• Perform moderately complex actuarial calculations, data analytics, business systems analysis, modeling, reporting, risk, and compliance activities supporting life product development.
• Align calculations and testing requirements with product designs, specifications, and state and federal regulations.
• Create and maintain formulas, macros, manual calculation tools, rate-determination tools, and validation solutions.
• Provide accurate manual calculations for product features and benefits where system limitations exist.
• Sign off on technical requirements, test plans, and user acceptance testing for medium- or limited-scope projects.
• Extract, integrate, analyze, and reconcile database, financial, and customer-impact data; support audits and implement process improvements.

Requirements

• Bachelor’s degree in actuarial science, mathematics, finance, or equivalent experience.
• Four years of experience in modeling, business systems analysis, or data analytics.
• Moderate understanding of actuarial concepts, including risk management and interest rate models.
• Experience supporting product design projects and knowledge of associated regulatory requirements.
• Moderate technical proficiency maintaining and enhancing policy administration systems, including rate tables.
• Strong analytical, reporting, written and verbal communication, and organizational skills.
• Moderate experience creating and using MS Excel formulas and working with modeling software and programming languages such as Access, SQL, or Visual Basic.
• Advanced ability to work independently and collaborate in a team environment.

Nice to have

• Experience with life administration systems, particularly CyberLife, LifePRO, or LifeComm.
• Knowledge of life products including Term, Whole Life, Universal Life, Indexed Universal Life, and Variable Universal Life.
• Visual Basic or Excel macro-writing experience.
• SQL and Access experience.
• Product-design experience and knowledge of applicable regulatory requirements.

Culture & Benefits

• Collaborative environment emphasizing accountability, innovation, inclusion, and work-life balance.
• Benefits may include medical, dental, vision, disability insurance, pension, 401(k) matching, employee stock purchase, and tuition reimbursement.
• Paid time off starts at 160 hours annually in the first year, with typically ten paid holidays per year.
• Additional benefits include parental and adoption assistance, wellness programs, backup care, employee assistance, volunteer PTO, and employee resource groups.
• Career training and development opportunities, employee discounts, recognition programs, and eligible bonuses are available.