Sr. Analyst, Identity & KYC (Fintech)

Location: Hybrid, with at least 4 days per week in an office. Chicago is preferred; San Francisco or New York City offices are possible. Travel up to 10%.

Base salary: $112,000–$155,000 USD per year, with potential bonuses, equity, and benefits for full-time employees.

Company

hirify.global is a financial technology company providing user-friendly banking tools and platforms that help members manage their finances and achieve financial progress.

What you will do

• Oversee investigators conducting KYC, watchlist, and OFAC screening reviews to confirm true matches and false positives.
• Contact customers to understand behavior and obtain additional information needed for activity reviews.
• Make true-positive determinations and disposition cases according to business SLAs.
• Apply subject matter expertise in list screening, watchlists, OFAC, AML, and unusual or suspicious activity reporting.
• Recommend customer relationship retention or termination and track account closures when required.
• Support audits, independent reviews, regulatory or bank-partner examinations, and other related projects.

Requirements

• 5+ years of experience in banking, risk management, or fraud detection and investigation.
• Prior experience with fraud and/or AML investigations, including the ability to identify potentially unusual activity.
• Practical experience managing audits, independent reviews, or examinations by bank partners or regulators, including resolving identified issues.
• Strong organizational and time-management skills, with the ability to multitask, maintain accuracy, and meet deadlines in a fast-paced, high-volume environment.
• Effective analytical and problem-solving skills, including analyzing data patterns and investigating customer transactions.
• Ability to work independently while supporting a team environment.
• Strong attention to detail and concern for data accuracy, with the ability to follow directions and apply policies, procedures, and guidelines.
• Knowledge of money-laundering laws and requirements, including the Bank Secrecy Act, USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and unusual or suspicious activity reporting.
• Proficiency with, or ability to quickly gain proficiency in, banking account-monitoring and compliance software tools and Microsoft Office applications, including Excel and Word.

Nice to have

• CAMS certification.
• Experience or familiarity with transaction monitoring and/or fraud reviews.
• Aptitude or curiosity toward adopting AI tooling.

Culture & Benefits

• In-office policy with four days per week in the office and Fridays from home for employees near an office; a fully remote program is also available for eligible employees.
• Health, financial, and wellbeing benefits, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• Generous vacation policy, company-wide paid days off, and paid parental leave of up to 22 weeks for birthing parents and 12 weeks for non-birthing parents.
• Annual wellness stipend, family-planning reimbursement, and time off to support local community organizations.
• Inclusive, diverse, entrepreneurial environment focused on integrity, accountability, collaboration, and financial progress for members.