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5 дней назад

Collections Operations Manager (Fintech)

Формат работы
hybrid
Тип работы
fulltime
Английский
c1
Страна
Mexico
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Collections Operations Manager (Fintech): Building and scaling Félix's U.S. consumer-lending collections operation with an accent on repayment strategies, collections technology, compliance controls, and portfolio performance. Focus on redesigning operating models, implementing automation and loan-servicing integrations, and building high-performing teams for a largely Spanish-speaking Latino customer base.

Location: Mexico City; flexible hybrid work setup.

Company

hirify.global is a hyper-growth Series C fintech company building an AI-powered conversational financial companion for Latinos in the US, with remittances, credit, savings, and wallet services supported by real-time financial infrastructure and crypto rails.

What you will do

  • Build and lead the end-to-end U.S. consumer-lending collections operation, covering early delinquency through recoveries.
  • Develop segmentation, treatment strategies, repayment programs, and scalable workflows to improve portfolio performance and customer outcomes.
  • Define and implement the collections technology stack, including loan-servicing integrations, workflow automation, digital communications, analytics, and third-party solutions.
  • Own collections metrics, experimentation, continuous optimization, and early performance signals for Credit Risk.
  • Translate federal, state, and banking-partner requirements into operational policies, system controls, contact strategies, quality assurance, and audit-ready procedures.
  • Build the organizational structure, performance standards, coaching programs, vendor-management practices, and capacity plans for a growing team.

Requirements

  • 5+ years of B2C consumer collections and recoveries experience, including at least 3 years serving the U.S. market and 2 years in strategy or operational leadership. Experience must include unsecured personal loans, installment lending, credit cards, or comparable portfolios, plus demonstrated success building or significantly transforming collections operations.
  • Experience building a collections strategy from scratch or redesigning an existing strategy, with the ability to explain the changes, rationale, and numerical outcomes.
  • Experience leading collections teams, first-party or third-party agencies, or both, with knowledge of productivity, effectiveness, and conversation-quality metrics.
  • Working experience operating under FDCPA/Regulation F, TCPA, and state-level contact rules, including escalation to Compliance.
  • Ability to evaluate, implement, and optimize collections platforms, including selecting and managing technology vendors and external collection agencies.
  • Strong portfolio analytics, segmentation, forecasting, experimentation, and collections economics capabilities, with the ability to convert data into measurable operational improvements.
  • Hands-on building experience, strong cross-functional leadership, excellent judgment, and the ability to own strategy through execution in a fast-moving fintech environment.
  • Professional fluency in English and Spanish.
  • Equivalent competencies may be considered for the listed requirements.

Nice to have

  • Collections experience with Latino consumers in the U.S. at a fintech or traditional lender, or a strong personal understanding of the community.

Culture & Benefits

  • Flexible hybrid work setup in Mexico City.
  • Competitive salary, initial stock options grant, and annual performance bonus.
  • Health, dental, and vision plans.
  • Continuous learning opportunities and growth in an entrepreneurial environment.
  • Unlimited PTO and paid parental leave.
  • Culture emphasizing customer focus, urgency, extreme ownership, collaboration without ego, transparency, curiosity, and experimentation.

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