Senior Credit Analyst (Remote - WA, OR & ID)

Location: Remote within Washington, Oregon, and Idaho

Targeted starting salary: $88,657–$104,303 annually, based on experience

Company

hirify.global is a regional bank providing capital and banking services to individuals and businesses across Washington, Oregon, Idaho, and California.

What you will do

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans.
• Independently evaluate complex credit relationships and develop credit recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams on credit risk assessment and portfolio management, support the Team Leader role, and serve as a backup when needed.
• Train, mentor, and support new team members while maintaining compliance with company policies, security requirements, and applicable regulations.

Requirements

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field is required. An equivalent combination of education and experience may be considered instead of a degree.
• At least 4 years of experience as a Credit Analyst is required.

Nice to have

• SBA credit analysis experience.
• Strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance.
• Deep knowledge of credit investigations, collateral requirements, and commercial lending concepts.
• Exceptional analytical and critical thinking skills with a strong understanding of accounting principles.
• Ability to manage high work volume accurately in a fast-paced, deadline-driven environment and adapt to changing priorities.
• Clear and professional verbal and written communication skills.
• Knowledge of federal and state laws and regulations related to commercial lending.
• Proficiency with Excel, Word, and other business and lending systems.
• Interest in collaboration, coaching, and mentoring.

Culture & Benefits

• Remote work arrangement within Washington, Oregon, and Idaho; travel requirement is 0%.
• Values include doing the right thing, mutual respect, teamwork, and accountability.
• Annual incentive potential.
• Medical, dental, vision, LTD, STD, and life insurance benefits.
• Paid vacation, paid sick time, and 11 company-paid holidays.
• 401(k) with up to a 4% match and tuition reimbursement.