Commercial Credit and Risk Associate

Location: Onsite at HQ in San Diego, California, United States

Salary: $70,304–$85,000 per year, plus eligible discretionary annual cash and restricted stock unit bonus targets of 10% each.

Company

hirify.global is a publicly traded, digital-first banking institution delivering technology-driven financial tools and services to individuals, small businesses, and companies.

What you will do

• Serve as Secretary for the Management Credit Committee and support governance activities for the DCC, HCDCC, and related committees, including agendas, minutes, approvals, action items, and records.
• Prepare, review, and distribute committee materials, executive presentations, governance documents, and supporting documentation.
• Administer credit governance policies, guidelines, charters, approval authorities, management directives, inventories, renewals, and retention requirements.
• Review submissions for completeness, governance compliance, and approval readiness; coordinate reviews and approvals across Credit Administration, Risk, Compliance, Audit, Legal, and business stakeholders.
• Prepare governance and management reporting, dashboards, portfolio analytics, and management information, including quality control and executive-level presentation materials.
• Support regulatory exams, audits, remediation, strategic initiatives, process improvements, workflow automation, and AI-enabled governance solutions.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, Risk Management, or a related field.
• 3+ years of experience in commercial lending, credit administration, risk management, governance, compliance, audit, banking operations, or a related area.
• Knowledge of commercial credit, lending operations, risk management, governance, regulatory requirements, and internal controls.
• Strong analytical, organizational, and problem-solving skills with exceptional attention to detail.
• Excellent written and verbal communication skills, including the ability to prepare executive-level materials and reports.
• Ability to manage multiple priorities, work independently, and build relationships across all organizational levels.
• Proficiency in Microsoft Office applications, including Excel, PowerPoint, Word, Outlook, and Teams.
• Sound judgment, professionalism, accountability, and a continuous improvement mindset, with interest in automation and AI-enabled tools.

Nice to have

• Experience supporting executive committees, governance frameworks, policies, reporting, or control processes.

Culture & Benefits

• Medical, dental, vision, and life insurance may be available.
• Paid sick leave, three weeks of vacation, and approximately 11 holidays per year.
• HSA or FSA accounts and other voluntary benefits.
• 401(k) retirement savings plan with employer match and a 529 savings plan.
• Employee mortgage loan program and free access to an hirify.global account with self-directed trading.
• Employment is subject to credit, criminal background, and pre-employment drug screening; participation in E-Verify and authorization to work in the United States apply.