Senior Associate, EMEA FCC Monitoring & Testing (Fintech)

Location: Remote in Birmingham, United Kingdom; the role covers the EMEA region.

Company

Airwallex provides a financial operating system and regulated global payments infrastructure for businesses and financial product platforms.

What you will do

• Develop and continuously improve the global FCC Monitoring & Testing Programme, including risk-based methodologies and annual assurance plans.
• Design testing frameworks for customer onboarding, periodic reviews, sanctions screening, transaction monitoring, and regulatory reporting controls.
• Oversee EMEA monitoring activities and establish KPIs and operating-effectiveness metrics.
• Use data analytics, system logs, and automated testing scripts to deliver continuous, population-based control assurance.
• Validate transaction-monitoring thresholds, screening logic, customer risk-rating models, and other system-encoded controls.
• Report testing outcomes to executive and governance forums, track remediation, and represent FCC during regulatory examinations, audits, and banking-partner reviews.

Requirements

• Bachelor’s degree in finance, accounting, law, information systems, business administration, or a related quantitative or analytical discipline.
• CAMS, ICA International Diploma in Governance, Risk, and Compliance, or an equivalent professional credential.
• At least 7 years of experience in FCC quality assurance, compliance monitoring, internal audit, or a related second- or third-line control function within fintech, payments, or banking.
• Strong knowledge of transaction monitoring, sanctions and PEP screening, customer due diligence, and digital KYC/KYB workflows.
• Expertise in risk-based testing, including scoping, sampling, design and operating-effectiveness assessments, issue writing, and remediation validation.
• Strong written communication, stakeholder management, ownership, and constructive challenge skills.

Nice to have

• Advanced degree in business administration, regulatory compliance, risk management, or a related field.
• CAMS-Audit, CISA, CIA, or another professional assurance or audit certification.
• Experience with cloud-native, API-driven fintech platforms and high-volume cross-border transactions.
• Experience using SQL, Python, BI dashboards, or automated tools for continuous control validation.
• Experience partnering with Product, Data Science, and Engineering teams on automated rules, model-driven controls, and agile deployments.

Culture & Benefits

• Work as part of a global FCC organization operating under a Three Lines of Defence model.
• Collaborate across regions with Product, Engineering, Operations, and regional leadership.
• Contribute to a data-driven compliance function supporting global regulatory and banking-partner expectations.