Senior Data Scientist (Credit)

Location: Remote, Portugal

Company

hirify.global is an African financial platform providing payments, banking, credit, cross-border, and business management tools to businesses and individuals.

What you will do

• Develop and deploy credit scoring, affordability, and behavioural models for underwriting, pricing, collections, churn management, and retention.
• Design and run experiments to optimise approval rates, loss rates, and profitability.
• Partner with product squads to embed decision logic into real-time systems.
• Ensure data quality, regulatory compliance, and ethical model usage across decisioning processes.
• Mentor product squads on experimentation and data-driven decision-making practices.

Requirements

• Degree or equivalent qualification in a quantitative field such as statistics, mathematics, or engineering.
• 5+ years of experience in data science, decision science, or risk analytics within financial services.
• Working knowledge of credit risk, consumer lending, and regulatory considerations.
• Proficiency in SQL and at least one modelling or programming language, such as Python or R.
• Experience with A/B testing, machine learning, collections modelling, and churn management.
• Ability to translate complex analyses into clear recommendations for business stakeholders.

Culture & Benefits

• People-first culture focused on well-being, inclusion, respect, and collaboration.
• Learning and development environment with knowledge sharing, training, and internal technical talks.
• Salary, pension, health insurance, monthly bonuses, and other benefits.

Hiring process

• Preliminary phone call with a recruiter.
• HackerRank coding exercise covering data science theory and Python fundamentals, followed by a take-home assignment.
• Technical interview with a Data Science Lead and behavioural and technical interview with the hiring manager.