4 дня назад
Credit Lead (Underwriter) - Fintech & Payments Expertise
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Credit Lead (Underwriter) - Fintech & Payments Expertise (Institutional Lending): Building the credit function for a new lending vertical providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and financial institutions with an accent on underwriting, credit structuring, and risk policy development. Focus on analysing financial statements and repayment capacity, setting lending terms and protections, and establishing scalable credit-monitoring frameworks.
Location: London, Greater London, United Kingdom; remote option available
Company
Capital is launching a credit vertical focused on short-term liquidity and credit facilities for fintech companies, payment providers, exchanges, and other financial institutions.
What you will do
- Underwrite and structure revolving credit facilities, working capital loans, and liquidity facilities.
- Analyse financial statements, cash flows, liquidity positions, and repayment capacity.
- Set lending amounts, terms, covenants, security, and other risk protections.
- Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.
- Monitor credit risk and borrower performance while establishing risk-monitoring processes.
- Support the development and scaling of the new credit business.
Requirements
- 10+ years of relevant credit experience.
- Strong experience in credit underwriting and structuring, rather than purely credit analysis.
- Previous fintech and payments experience is mandatory.
- Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.
- Experience establishing or developing credit policies, processes, or risk frameworks.
Nice to have
- Experience with crypto, digital assets, or stablecoins.
Culture & Benefits
- Remote work option is available.
- Opportunity to build a credit function from the ground up.
- Hands-on involvement in individual lending transactions and the development of a new credit business.
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