Risk, Operational Risk - Consumer Deposits, Associate, Frankfurt

Location: Frankfurt, Hessen, Germany; office-based role

Company

hirify.global is a global investment banking, securities, and investment management firm founded in 1869, with offices worldwide.

What you will do

• Provide independent second-line oversight and constructive challenge of the Consumer Deposits operational risk profile.
• Review risk assessments, control designs, remediation plans, risk-acceptance decisions, and operational risk events.
• Apply and enhance frameworks covering RCSA, control assessments, scenario analysis, operational events, issues, risk appetite, metrics, and reporting.
• Assess regulatory, product, technology, outsourcing, and business-change impacts on the risk profile and control environment.
• Develop risk indicators, management information, dashboards, presentations, and briefing materials for senior management and governance forums.
• Collaborate with business, operations, technology, Compliance, Legal, audit, and regional and global control teams.

Requirements

• Minimum 4 years of experience in operational risk, enterprise risk, compliance, second-line risk and controls, internal audit, or a related discipline.
• Bachelor’s degree in finance, economics, business, risk management, law, data analytics, computer science, or a related field.
• Experience with operational risk practices, including RCSA, control assessments, event and issue management, scenario analysis, risk metrics, and management reporting.
• Experience providing independent oversight in retail or consumer banking, ideally involving deposits, savings products, digital banking, or customer operations.
• Knowledge of EU and Irish regulations governing consumer banking and deposits.
• Strong data analysis, communication, prioritization, and stakeholder-management skills in a regulated financial-services environment.

Nice to have

• Knowledge of consumer deposit products and customer journeys across onboarding, servicing, payments, complaints, restrictions, fraud interfaces, and communications.
• Project or change-management experience across business, engineering, operations, compliance, legal, and audit.
• Advanced Excel and PowerPoint skills.
• Experience with Python, SQL, VBA, Alteryx, or Tableau for automation and reporting.
• Practical experience using AI tools for research, analysis, or drafting with appropriate confidentiality, data-protection, and validation controls.

Culture & Benefits

• Opportunities for professional and personal development through training and firmwide networks.
• Benefits supporting wellness and personal finance.
• Mindfulness programs and workplace inclusion initiatives.
• Reasonable accommodations are available during the recruiting process for candidates with disabilities or special needs.