Risk and Controls Analyst (Fintech)

Location: Plano, Texas, United States. Onsite role. Applicants must already have the right to work in the United States and must not require current or future immigration sponsorship.

Company

hirify.global includes Toyota Financial Services, a financial services and insurance business supporting Toyota and Lexus customers across North America.

What you will do

• Design repeatable control-testing scripts, scorecards, and test plans for operational risk areas.
• Evaluate control design and operating effectiveness across lending, deposit, and other banking processes.
• Document testing results, identify exceptions, communicate findings, and coordinate remediation plans with control owners and management.
• Support the first-line Risk and Controls program, including RCSAs, process flows, and risk and control matrices.
• Track key performance indicators and prepare reporting for senior management, internal audit, and regulatory bodies.
• Support regulatory examinations, audit inquiries, continuous improvement initiatives, and operational projects.

Requirements

• Bachelor’s degree in a relevant field.
• At least 2 years of experience with lending and deposit products in bank operations or with risk and compliance controls.
• Experience independently assessing, documenting, and improving processes.
• Experience with Lucid, Visio, or other process-mapping tools.
• Strong organizational, communication, documentation, and project-management skills.
• Intermediate proficiency with Microsoft Office, including Word, PowerPoint, Excel, Outlook, and/or Power BI.

Nice to have

• Advanced degree or at least 5 years of relevant banking operations, risk, or compliance-control experience.
• CRCMP, CIA, CPA, CRCM, or PMP certification.
• Experience with GRC tools such as Archer, LogicManager, ServiceNow, or Riskonnect.

Culture & Benefits

• Collaborative work environment focused on teamwork, flexibility, respect, and operational excellence.
• Professional development programs and tuition reimbursement.
• Health care, wellness plans, paid holidays, and paid time off.
• 401(k) plan with company match and potential annual retirement contribution.
• Vehicle purchase and lease programs, tax-advantaged accounts, family support services, and relocation assistance when applicable.